Our Costs
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically fall into the following categories:
£499 – No adverse, like for like remortgage
£799 – Light adverse, Self employed, right to buy, government schemes
£999 – Heavy adverse. Complex income, complex property types
The exact fee you pay will depend on your individual circumstances and your broker will discuss this with you prior to commencing any work on your case.
We normally charge £299 as an upfront fee upon successful agreement in principle which is non-refundable.
Team Head
Rav is an experienced and knowledgeable Mortgage and Protection Advisor with over 12 year’s experience in Financial Services.
Whether you have a complex income structure, are self-employed, or have credit issues Rav can help.
Rav prides himself on providing ethical and honest advice and is ready to work for you and help find the mortgage you need.
When Rav isn’t working he likes to spend time with his family and support his local football team.
What our clients say!
Amazing service from Rav
From start to finish Rav’s service has been excellent. I never thought in a million years that I would get a mortgage, especially as myself and my partner both had defaults from previous borrowing and both our credit reports were poor! But Rav managed to secure a mortgage for us! I would not hesitate to recommend Rav to anyone trying to get a mortgage, especially if they have an adverse credit history. Thanks again Rav for all your hard work in getting us our dream home!
Best Broker – highly recommend
Would highly recommend Ravinder, he is very responsive and got me to completion in record time. He is amazing at his job and full of helpful knowledge. He explained the whole process to me and made sure I was happy throughout. I will never use any other broker and truly recommend Ravinder to anyone looking for a mortgage.
Excellent Service provided by Ravinder Lal; would highly recommend.
Ravinder Lal was a highly professional, dilligent and helpful mortgage broker. He was able to lead my through my first mortgage application and reassured me every step of the way. I felt confident in his delivery and was not let down. Massive thank you to Rav for all his support and kindness especially getting back to me quickly to answer my many questions. Highly Recommended so thanks again!